HOW IT WORKS

Simple as putting coins in a vault

YOU DEPOSIT STABLECOINS

    [$] [$] [$]
         ↓
    ┌───────┐
    │ VAULT │
    └───────┘

You send your stablecoins (DAI, LUSD, or crvUSD) to the vault.

Why these coins? Because they can't be frozen or blacklisted. Unlike USDC or USDT, no company can block your money.

VAULT PUTS MONEY TO WORK

    ┌───────┐
    │ VAULT │
    └───────┘
        ↓
  ┌───┐ ┌───┐ ┌───┐
  │ S │ │ A │ │ C │
  └───┘ └───┘ └───┘
  Spark Aave Curve

The vault automatically deposits your coins into lending protocols:

• Spark — MakerDAO's lending protocol (for DAI)
• Aave — Biggest DeFi lending protocol (for LUSD)
• Curve — Stablecoin DEX (for crvUSD)

These protocols pay interest to borrowers. You get a share of that interest.

YOU GET VAULT SHARES

    YOU
     ↓
  ┌──────┐
  │ SVT  │  ← Vault Shares
  │ 1000 │
  └──────┘

When you deposit, you receive SVT tokens (Stone Vault Tokens).

These shares represent your portion of the vault. As the vault earns interest, each share becomes worth more stablecoins.

Example: Deposit $1000 → Get 1000 SVT → After 1 year at 5% APY → Your 1000 SVT = $1050

WITHDRAW ANYTIME

  ┌──────┐
  │ SVT  │
  │ 1000 │
  └──────┘
     ↓
 [$] [$] [$] + [$]
 (original) (yield)

Burn your SVT shares anytime to get your stablecoins back — plus the yield earned!

No lockups. No waiting periods. No penalties. Your money is always accessible.

KEY POINTS

┌───┐
│ █ │
├───┤
│░░░│
└───┘

IMMUTABLE

Code can't be changed. No admin can rug you.

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NO BLACKLIST

Only stables without freeze functions.

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▄████
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AUTO-COMPOUND

Interest adds to vault automatically.

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BATTLE-TESTED

Only proven protocols with billions in TVL.

START EARNING →